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Smartphone displaying popular apps transforming into banking tools, representing embedded finance in everyday life

How Everyday Apps Are Becoming Your New Bank

You know that moment when you’re halfway through a late-night Uber ride, your phone buzzing with notifications, and you realize you can pay for your ride, tip the driver, and even split the fare without ever opening your bank app? Or when you’re shopping on Amazon, and with a single click, you’re not just buying...

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India-Pakistan Tensions: Kashmir Attack and Water Crisis

India-Pakistan Tensions: Kashmir Attack and Water Crisis

Last week, as I sat on my rooftop in Rawalpindi sipping doodh-patti, the night sky offered little peace. News of a deadly attack in Indian-occupied Kashmir dominated the airwaves. Twenty-six civilians were killed in Pahalgam. But what struck me harder than the tragedy itself was how quickly India-Pakistan tensions began to rise again—loud accusations, political...

Pakistan’s Economic Crossroads – Only Stabilization Won’t Do

The World Bank’s updated growth projection for Pakistan—cut to 2.7% for the fiscal year—is a sobering one of an economy torn between weak stabilization and desperate need for structural change. Though the Bank does credit some modest improvements, including reduced inflation and narrowed budget deficits, its report highlights a bitter truth: unless it introduces radical...

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